RINGKUANGAN, A. E-money, ease of transaction, Consumptive Behavior: Uang elektronik, kemudahan transaksi, perilaku konsumtif. Jurnal Equilibrium , [S. l.], v. 2, n. 2, 2021. Disponível em: https://jurnal.unima.cc/index.php/equilibrium/article/view/2850. Acesso em: 12 feb. 2026.